Your insurance should cover the full cost — not just a patch job. We handle everything so you get a brand new roof with little to nothing out of pocket.
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14 missing shingles — told it was "just a minor repair." We got the full roof replacement approved and covered by insurance.
Flat-out denied. We re-inspected, documented every detail, and got the insurance company to approve a complete roof replacement.
Most homeowners don't realize their insurance covers the full cost of roof replacement after storm damage — not just a patch. Insurance companies count on that. They lowball. They deny. They delay.
Storm Division makes sure you get every dollar you're owed.
Find Out If You Qualify →If a storm hit your area, your roof may have damage you can't see from the ground. Here's what we look for.
Hail leaves dents, cracks, and granule loss that weaken your roof over time. Insurance covers full replacement — not just the spots you can see.
High winds lift, crack, and tear shingles — exposing your home to leaks and further damage. Even if it looks minor, the underlayment may be compromised.
Leaks from storm damage can cause staining, mold, and structural rot. We trace the leak to the source and get your insurance to cover the fix.
Trees, branches, and debris can puncture or crush your roof. Even if the visible damage looks small, the impact often extends far beyond the surface.
Even a few missing shingles can qualify your roof for a full replacement. Insurance companies try to patch — we push for what you actually deserve.
Free, no-obligation roof inspection. We document every detail your insurance company needs to see.
We file the claim, meet the adjuster, and negotiate directly. You don't lift a finger.
Full replacement, covered by insurance. Quality materials and a warranty you can count on.
We don't settle for what insurance initially offers. We document, negotiate, and fight until you get every dollar you deserve.
We've seen every type of storm damage and know exactly what insurance companies need to see to approve your claim.
From the first inspection to the final shingle. You don't call the insurance company, you don't file paperwork — we do it all.
Your insurance covers the cost — not you. We maximize your claim so you get a brand new roof without spending a dime.
"They got my insurance to cover the full replacement after I was told I'd only get a patch job. The whole process was painless — I didn't have to deal with the insurance company at all."
"I had no idea my insurance would cover a brand new roof. Storm Division handled everything — I didn't make a single phone call to my insurance company. Incredible service."
"My claim was denied twice before I called Storm Division. They re-documented everything and got it approved within weeks. Brand new roof, zero out of pocket."
Yes — completely free, no strings attached. We'll inspect your roof, document any damage, and give you an honest assessment. If there's no qualifying damage, we'll tell you. No charge, no obligation, no pressure.
Storm damage often looks minor from the ground but can be significant upon closer inspection. Our team knows exactly what insurance companies look for — missing shingles, hail impact, wind lift, and more. We document everything they need to see.
We've overturned dozens of denied claims. A denial isn't the end — it's often just the beginning. We re-inspect, re-document with the detail insurance companies require, and negotiate on your behalf until the claim is approved.
In most cases, your insurance covers the full cost of replacement. You're only responsible for your deductible. The work we do to maximize your claim typically far exceeds that amount — so you come out ahead.
From inspection to completed roof, most projects take 2–4 weeks. The timeline depends on your insurance company's response time, but we push to move things along as quickly as possible.
We serve Monsey, NY, northern New Jersey, and surrounding areas. Not sure if we cover your location? Reach out — we're expanding all the time.
Free inspection. $0 out of pocket. We handle everything from the first call to the final shingle.